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Frequently Asked Questions

 

Here are some frequently asked questions on payday loans we here from consumers and people that just want to learn more about payday loans and cash advances.

 

What is a payday loan?

A payday loan is an emergency short term loan for consumers when no other loan options are available.

What are the minimum age requirements to get a payday loan?

You must be at least 18 years of age and be a US citizen

What is the minimum income requirement to get a cash advance?

To qualify the borrower needs to earn at least $800 a month if on liability or $1000 a month in regular income after taxes.

How many cash advances can I get at one time?

The most outstanding cash advances you can have is two.

Do I need to fax any documents?

No document faxing at all, in rare cases you may need to fax a document if information presented in your application is inaccurate.

Is there an application fee?

There is never an application when you apply for a loan with Preferredpayday.com

How can I get an extension on my loan?

Refer to the paperwork you received with your loan to apply for an extension. It is recommended you pre plan and request your extension a few days before your loan is due.

 

 
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